Home and contents insurance from MoneySupermarket
Floods, fires and similar events can cause immense damage to homes and contents, as well as leaving significant emotional distress in their wake. If the unthinkable were to happen, knowing that you are well covered will help to bring some peace of mind. Information on home and contents insurance from MoneySupermarket will help you decide on the appropriate level of cover.
Of course there are several things you can do yourself to make sure your home is as protected against damage as possible. When it comes to fire, smoke alarms are essential and must be regularly tested. Taking care in the kitchen by keeping hobs clean and unobstructed, never leaving pans in use unattended and never letting children play in the kitchen when you are not there are basic precautions. Make sure appliances are regularly tested, don’t leave candles unattended and make sure cigarettes are properly extinguished.
Flooding can cause serious damage to both the structure of the building as well as contents. If you live in a high risk area for flood damage, take extra care in choosing your policy. Information on home and contents insurance from MoneySupermarket will give further details. And as for fire, there are a number of precautions you can take. Keep sandbags handy to block doorways and move valuable items (whether financial or sentimental) to a safe place upstairs if possible. Keep your insurance provider’s number to hand so you can call them straight away, and do not throw items away or redecorate until everything has been resolved.
Other fiascos include riots such as those witnessed in London in 2011. Home insurance generally covers vandalism, and some may provide for alternative accommodation if your home is uninhabitable. It is important to make a claim as quickly as possible.
