No matter what type of credit card you have, you are entitled to certain rights as a consumer. There are estimated to be more than 30 million credit card users in the UK, with upwards of 58 million credit cards between them, so naturally consumer rights are an extremely important issue. Consumer rights apply to all credit cards, whether they are interest free credit cards, 0% balance transfer cards or…
In the current climate, it can seem that there is no way of securing any return on your savings and hiding money under the bed is starting to look attractive (this is in jest – you won’t get it back in the event of fire and theft so please don’t do it). Chartered financial planners at cba financial services Limited are working very closely with clients to try to address…
Advice sessions on pensions, benefits and finance for people aged 60+ are being held at Beverley Library on Wednesday, 30 March, at 2.30pm, and Tuesday, 10 May at 6pm. Did you know, even with savings above £16,000, you may still be eligible to extra payments in your state pension? Would you like to know if you can get a reduction in your council tax bill? Are you entitled to help…
It is a tough time for savers with low interest rates and the rising cost of living. It is even tougher deciding what is best for your hard earned cash. The end of the tax year draws closer and financial institutions are telling people to “use your ISA allowance before it’s too late” however the claims made about ISAs and other investments should be taken with a pinch of salt…
Mortgage advisers at Chartered Financial Planners firm cba financial services say that seeking advice from an independent mortgage broker could help to ‘buy peace of mind’. Simon Riley, Mortgage specialist from cba financial services says: “There is a lot of uncertainty in the media at the moment about interest rates and how the decisions made by the Bank of England will affect our lives.” “Getting advice from an independent mortgage…
cba Financial Services Limited is delighted to welcome David Tarbotton and Paul Hegarty to the team of Independent Financial Advisers (IFAs). Paul Hegarty has worked in financial services for 25 years – 10 years in banking and 15 years as an IFA. The firm recruited Paul as his specialist area is pensions, particularly Self Invested Personal Pensions (SIPPS) and Inheritance Tax. Paul says: “The firm is one of few in…
There are some things you just can’t take for granted… Paul Kirby, Family Solicitor from Quality Solicitors Lockings in Beverley looks at the recent case of the ex-wife who successfully sued her former husband for £2Million, ten years after their divorce. Paul Kirby says: “The winner, Nigel Page who is from Gloucestershire made history after an out-of-court settlement saw him pay his ex-wife £2Million (she had apparently wanted £8Million) of…
Tax Inspectors have increased powers Tracy Hutty, Tax Partner The cba Partnership, Chartered Accountants in Beverley Under the new coalition Government, Tax Inspectors are being given increased powers when undertaking investigations. Unfortunately, the HM Revenue & Customs shows no mercy, selecting cases at random, regardless of age, size or previous performance. It is thought that this year alone 150,000 businesses in the UK will be confronted with invasive Income Tax…
A Beverley stockbroker is celebrating after the firm was named Best Advisory Broker for eighth consecutive year. The stockbroking and investment management firm Redmayne-Bentley was presented the accolade last night during the Shares Magazine Awards gala dinner which took place at the Grosvenor Hotel in London. The firm has received a total of 16 awards specifically for its Advisory service since 1995. Robert W Hughes, Beverley Branch Manager said today,…
Last year, 20,000 pensioners, an average of 60 a day, were forced to sell their homes in order to pay for residential care. At present, the law states that if you require care and have assets worth more than £23,500, you pay for the personal care you receive. A recent example in the national news was a widow who had developed Alzheimers. She was moved into a care home and…
The Chartered Insurance Institute (CII) has awarded the prestigious ‘Chartered Financial Planners’ title to cba financial services limited, one of East Yorkshire’s leading providers of financial advice. Chartered status is an exclusive title which is only awarded to firms that meet rigorous criteria relating to professionalism and capability. All Chartered Financial Planners commit to the CII’s Code of Ethics, reinforcing the highest standards of professional practice in their business dealings….
The number of people caught in the Inheritance Tax “trap” is set to rise over the next four years. The Government has fixed the level below which no tax is paid – an effective tax rise when inflation is taken into account. Currently, any individual with an estate worth more than £325,000, or a couple whose estate is worth £650,000 will pay a huge 40% tax on the excess. The…
cba Financial Services Limited is delighted to welcome David Dunning as General Manager. David has worked for 23 years mainly as an Independent Financial Adviser (IFA). The firm has recruited David from Lloyds TSB Bank where he was a senior manager in wealth management and prior to this he worked within local IFA practices. Steve Jenkinson, Managing Partner at The cba Partnership says: “David is working towards Chartered status to…
Santander is one of the UK’s leading personal financial services companies and one of the largest providers of mortgages and savings in the UK. The company recently took over the Bradford & Bingley Branch in Beverley and con now be found on our high street where they able able to offer a range of financial services. Santander – 49 Market, Beverley, East Yorkshire HU17 8EA- 0845 765 4321 Santander –…
Qualified Accountant with over 30 years experience. deals with the preparation of financial and management accounts with small and medium organisations. Filing of self assessment tax returns. Bookkeeping and bookkeeping advice. Available evenings and weekends if this is more convenient. JCM Accounting Ltd – 7 Royal Garth, Beverley, East Yorkshire, HU17 8NL – 01482 863303 JCM Accounting Ltd – 7 Royal Garth, Beverley, East Yorkshire, HU17 8NL – 01482 863303…
Extra national insurance burden ahead One of the significant announcements in the Pre-Budget Report earlier this month is a further increase in national insurance contributions (NIC) which is to take effect from 6 April 2011. Click here for the full story Special Annual Allowance charge – new limits for 2009/10 In the Pre-Budget Report earlier this month changes were announced to the complex rules for the Special Annual Allowance (SAA)…
Yorkshire Building Society located in Saturday Market Beverley provides a wide range of financial services and advice, the branch is open six days per week from 9.00 till 5.00pm except Wednesdays when the branch opens at 9.30am on and Saturday when Yorkshire Building Society closes at 1.00pm Yorkshire Building Society – 3/5 Saturday Market, Beverley, East Yorkshire, HU17 8BB Yorkshire Building Society – 3/5 Saturday Market, Beverley, East Yorkshire, HU17…
Bradford & Bingley offer an extensive range of financial products from their branch in Beverley East Yorkshire, these products include mortgages, savings and general bank accounts for more information on their products please contact the Beverley Branch. This company has since been rebranded Bradford & Bingley – 49 Market, Beverley, East Yorkshire HU17 8EA- 01482 867979 Bradford & Bingley – 49 Market, Beverley, East Yorkshire HU17 8EA- 01482 867979 Bradford…
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