Credit cards can be a great budgeting tool, but only if you use them properly. They can help you spot where you spend most of your money, earn cashback on purchases, build credit scores and more. On the other hand, misuse can lead to ballooning debts and high interest payments.
If you want to learn how to use a credit card effectively, our team has broken it down into its core pros and cons. Read this guide, and you should be fully equipped to use your credit card as a top budgeting tool.